Under Contract? Repairs Paid at Closing Through Escrow — 253-891-9622
Under Contract · Defined Repair List · Paid Through Escrow · GC #APCONL*825QO

Pay at Closing
Repairs
Tacoma WA

Under contract, and the buyer wants repairs you can’t pay for yet? Realty Repair Co. provides pay at closing repairs in Tacoma and Pierce County: we complete the buyer’s repair list fast and are paid from your sale proceeds through escrow when the sale closes.

  • Repair balance paid from seller proceeds through escrow at closing
  • For homes under mutual acceptance with a defined repair list
  • Fast start, scheduled against your closing date
  • Fixed lump-sum price, no interest or financing charge
  • WA GC License APCONL*825QO, five-year structural guarantee
Book a $350 Diagnostic 📞 253-891-9622
Under Contract? Start Here.
$350
Forensic Diagnostic · The Only Upfront Cost
  • Repair list reviewed before the visit
  • On-site scope, full extent confirmed
  • Fixed price typically within three days
  • Repair balance paid at closing through escrow
  • Completion docs for lender, escrow and buyer
Book a $350 Diagnostic
✓ $350 credited in full toward the repair contract
Direct Answer

Pay at Closing Repairs in Tacoma, WA — Direct Answer

Yes, a licensed contractor will wait until closing. Realty Repair Co. (APCON LLC, Washington General Contractor #APCONL*825QO) completes buyer-requested and lender-required repairs on homes under mutual acceptance in Tacoma, Pierce County and the South Sound, and is paid from the seller’s proceeds through escrow at closing. The only upfront cost is the $350 forensic diagnostic, credited in full toward the repair.

Who it is for
Sellers with a home under mutual acceptance, a scheduled closing date, and a defined repair list: the buyer’s inspection response, a repair addendum such as NWMLS Form 35R, or the lender’s written repair conditions.
How payment works
Every seller on title signs a fixed-price repair contract and a written payment instruction to the escrow officer. Escrow acknowledges it before work starts and pays our invoice from the seller’s proceeds when the sale records and funds.
Upfront cost
$350 forensic diagnostic only, credited in full toward the repair. No interest or financing charge on the balance.
Speed
Diagnostic usually scheduled within one to three business days, with priority for closing deadlines. Fixed scope and price typically within three days of the visit. Work scheduled against the closing date.
Scope
Limited to the defined repair list. Anything added goes on a written change order, also paid at closing.
Lender conditions
FHA, VA and conventional repair conditions are completed before closing. We confirm with the lender that payment through escrow satisfies the condition before work starts.
Not offered
Pay at closing is not available on homes not yet under contract (pre-listing repairs use standard deposit and progress payments), short sales or foreclosures.
Contact
253-891-9622 · dispatch@realtyrepairco.com · 711 115th St S, Tacoma, WA 98444

Reviewed by Dindar Nasim, owner and Washington licensed general contractor (#APCONL*825QO) · Updated October 17, 2026

Who Qualifies

Who Qualifies for
Pay at Closing

Pay at closing repairs are built for one situation: the house is under contract, the buyer has asked for specific repairs, and the seller needs them done fast without paying before the sale closes.

  • Home under mutual acceptance, with a scheduled closing date
  • A defined repair list: signed inspection response, repair addendum (such as Form 35R), or the lender’s written conditions
  • Every seller on title signs the repair contract and the escrow payment instruction (trustees and personal representatives sign with documented authority)
  • The escrow officer acknowledges the payment instruction in writing before work starts
  • Sale proceeds sufficient to cover the repair (short sales and foreclosures do not qualify)
  • For lender repair conditions, the lender confirms that payment through escrow satisfies the condition
Not under contract yet? Pay at closing starts at mutual acceptance. Repairs before listing run on our standard deposit and progress payment terms. See pre-listing inspection repair.
How It Works

Repair List In.
Repairs Done. Paid at Closing.

We work backward from your closing date. A clearly defined repair list is what lets us move fast.

1

Send the Repair List & Closing Date

Email the signed inspection response or repair addendum, any lender conditions, the closing date, and your agent’s and escrow officer’s contacts to dispatch@realtyrepairco.com, or call 253-891-9622.

2

$350 On-Site Diagnostic

Usually scheduled within one to three business days, with priority for closing deadlines. We assess every listed item on site and confirm its real extent, because rot and framing damage often run further than an inspection report shows.

3

Fixed Price & Escrow Paperwork

A fixed lump-sum price itemized against the repair list, typically within three days. Every seller on title signs the repair contract and the payment instruction, and the escrow officer acknowledges it in writing. For lender conditions, we confirm with the lender that payment through escrow satisfies the condition.

4

Repairs Completed Before Closing

Work starts once the paperwork is in place and is scheduled against the closing date. Structural and carpentry items are performed directly; plumbing, electrical and mechanical items are coordinated with separately licensed Washington contractors.

5

Completion Documentation

Code-referenced completion documentation and before-and-after photos taken from the same angle, delivered to your agent, escrow and the lender so they can rely on it without a site visit.

6

Paid From Proceeds at Closing

Escrow pays our invoice from the seller’s proceeds when the sale records and funds. If the sale terminates or does not close by the backstop date in the contract, the balance becomes due directly from the sellers.

Under Contract?

$350
Diagnostic · The Only Upfront Cost
  • Diagnostic within 1–3 business days
  • Fixed price typically within three days
  • Work scheduled to your closing date
  • Balance paid through escrow at closing
  • Lender and escrow docs at completion
Book a $350 Diagnostic 📞 253-891-9622
✓ 5-Year Guarantee — Transfers to the Buyer
Your Options

Credit, Price Reduction,
or Pay at Closing Repair?

When a buyer asks for repairs and the seller is short on cash, three options usually come up. Your agent can tell you which the buyer and their lender will accept.

Option
Seller Cash Before Closing
Who Does the Work
What to Watch
Closing cost credit
None
Buyer, after closing
Lenders limit seller credits, and a credit does not clear an FHA or VA repair condition.
Price reduction
None
Buyer, after closing
Lowers the sale price and can change the buyer’s loan figures; the repair is still open at closing.
Pay at closing repair
$350 diagnostic only
Licensed contractor, before closing
The item is repaired and documented before closing. Needs escrow acknowledgment, and lender confirmation for loan conditions.
The Repair List

What’s on the List
and Who Does It

Performed Directly

Dry rot and wood rot, sill plate and rim joist, floor joists and girders, subfloor, crawl space vapor barrier, deck structure, window and door framing rot, handrails and guards, sealed-battery smoke and CO alarms, and other structural or carpentry items.

Coordinated Trades

Plumbing (RCW 18.106), electrical (RCW 19.28) and mechanical items are performed by separately licensed Washington contractors under our general contractor oversight, on the same closing schedule.

Referred Out

Painting, cleaning, landscaping, roof covering replacement, pest treatment and mold remediation.

Common Questions

Pay at Closing Repair
Questions We Get

Yes. Realty Repair Co., a licensed Washington general contractor (#APCONL*825QO) based in Tacoma, completes buyer-requested and lender-required repairs on homes under mutual acceptance in Pierce County and the South Sound, and is paid from the seller's proceeds through escrow at closing. The only upfront cost is the $350 forensic diagnostic, credited in full toward the repair.
If your home is under mutual acceptance, you can have the repairs done now and pay for them from your sale proceeds at closing. The other common routes are a closing cost credit to the buyer or a price reduction, which leave the work to the buyer after closing. Your agent can tell you which the buyer and their lender will accept.
Yes, on homes under mutual acceptance. Every seller on title signs a written payment instruction to the escrow officer, and escrow pays our invoice from your proceeds when the sale records and funds.
Washington home sales close through an escrow officer, who can pay a contractor directly from the seller's side of the settlement statement. After the diagnostic, you sign our fixed-price repair contract and a payment instruction to escrow, the escrow officer acknowledges it in writing, we complete the repairs, and our invoice is paid at closing.
Usually, yes. We perform structural, dry rot, crawl space, framing, carpentry and safety items directly, and coordinate plumbing, electrical and mechanical items with separately licensed Washington contractors on the same closing schedule. Painting, cleaning, landscaping, roof covering replacement, pest treatment and mold remediation are referred out.
Often, yes. FHA and VA lenders require repairs to be completed and documented before the loan funds, so the work happens before closing either way. Before we start, we confirm with the lender that payment through escrow at closing satisfies their repair condition, and our completion documentation cites code references with before-and-after photos so the underwriter can clear it.
The repair contract sets a backstop date. If the sale terminates or does not close by that date, the repair balance becomes due directly from the sellers. That is why pay at closing is offered only on homes already under contract.
A credit or price reduction needs no work before closing, but it leaves the repairs to the buyer, lenders limit seller credits, and a credit does not clear an FHA or VA repair condition. Completing the repairs before closing takes the item off the table and gives the lender documentation. Your agent can tell you what the buyer will accept.
Only the $350 forensic diagnostic, which credits in full toward the repair. The repair balance is paid from your proceeds at closing.
The diagnostic is usually scheduled within one to three business days, with priority for closing deadlines, and the fixed price typically follows within three days of the visit. Work is scheduled against your closing date. A clearly defined repair list is what lets us move fast, so send the signed inspection response or repair addendum when you first call.
No interest or financing charge is added. You pay the fixed lump-sum price written in the repair contract, from your proceeds at closing.
Pay at closing starts at mutual acceptance. Repairs before listing run on our standard deposit and progress payment terms. Once you are under contract with a defined repair list, pay at closing is available.
Yes. Our five-year written structural guarantee transfers to the new owner for the remaining term.
Yes, for sellers under mutual acceptance. Send the inspection response or the lender's conditions, the closing date and the escrow officer's contact. We work with your seller, coordinate with escrow, and deliver completion documentation you can forward to the buyer's side.
Tacoma and Pierce County, including Gig Harbor, Puyallup, University Place, Lakewood, Parkland, South Hill, Fircrest and Spanaway, and the wider South Sound.
Related Services

Related Pages

Realtor & Agent Inspection Hub — Tacoma
NWMLS Form 35R response, inspection objection repair, and escrow documentation for agents.
FHA & VA Loan Repair — Tacoma
Lender-required repairs completed and documented before the loan funds.
Inspection Repair Contractor — Tacoma
One licensed contractor for the buyer’s inspection repair list.
Pre-Listing & Inspection Repair — Tacoma
Repairs before listing, on standard deposit and progress payment terms.

Under Contract and
Short on Cash?

Pay at closing repairs are available on homes under mutual acceptance in Tacoma and Pierce County. Send the repair list and closing date to dispatch@realtyrepairco.com or call 253-891-9622 to book the $350 forensic diagnostic, credited in full toward the repair.

253-891-9622
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